CardPMT Apply now

Every piece of the payment stack.
One partner behind it.

Most growing merchants end up with five vendors. One for the account, one for the gateway, one for banking, then an accountant and a lawyer. We do the whole ladder. You get one contract and one person who knows your file.

Apply for a merchant account Talk to an expert
  • PCI DSS Level 1
  • 3-D Secure 2
  • GDPR-compliant
  • WCAG AA

Six products. One account team.

Pick the pieces you need now. Add the rest when the business asks for them. Nothing here needs a second provider or a second integration.

  • Merchant account

    The account that lets you take card payments. We read the business, not just the code on your file.

    • Onboarding in days, not weeks
    • Many methods, many currencies
    Merchant account

  • Payment gateway

    One integration carries your whole payment mix. Sandbox keys land the day you are approved.

    • Quick API or cart plugin
    • Virtual terminal built in
    Payment gateway

  • Payment cards

    Issue cards to your team or your own users. Set the rules, then watch spend in one place.

    • Card programs for business use
    • Spend controls per card
    Payment cards

  • Current account

    A working account for the day to day. Pay suppliers, run payroll, hold what you settle.

    • Day-to-day business banking
    • Clean payout trail
    Current account

  • E-money account

    Hold and move balances across currencies. Useful when you sell in more markets than you bank in.

    • Multi-currency balances
    • Faster cross-border movement
    E-money account

  • High-risk processing

    Declined elsewhere is not a verdict here. Complex verticals get a real review by a real underwriter.

    • Merchants others turn away
    • Chargeback tooling from day one
    High-risk processing

From idea to live transactions.

A new venture needs more than a gateway. It needs an entity, an account, a tax answer and a cart that works. We line those up in order, so the launch does not stall on the piece nobody owns.

  1. Tell us what you sell

    One short form and one call. We cover the product, the markets and the volumes.

  2. We build the file

    Underwriting is assembled with you. Gaps get flagged early, so nothing stalls.

  3. Integrate once

    Take the API or a cart plugin. Test in sandbox while the account clears.

  4. Go live and grow

    A named manager stays on the account. New methods and markets come to you.

Which product answers your need?

Five common starting points, and the product each one maps to. Most merchants hold two. Your account manager will say if you need a third.

Starting needs matched to CardPMT products
What you need Start with Usually paired with
Take card payments online Merchant account Payment gateway
One integration for many methods Payment gateway Merchant account
Run day-to-day company money Current account Payment cards
Hold balances in several currencies E-money account Current account
Sell in a complex vertical High-risk processing Merchant account

Built for merchants who actually trade.

We work with online businesses that sell every day. Some are two weeks old. Some settle in six currencies. The review is the same: read the business, then price it honestly.

  • E-commerce and online retail
  • Subscription and digital goods
  • Cross-border sellers
  • Marketplaces
  • Travel and ticketing
  • New online ventures
  • Resellers, agents and ISOs

Resellers, agents and consultants have their own track. You keep the client relationship. We handle the underwriting and the technology. See the partner programme.

Tell us what you sell. We will tell you what it takes.

No demo required. One short form, then a call with someone who can answer on the spot.

Apply for a merchant account See supported payment methods