Card payments
Credit, debit and prepaid cards run through your merchant account. 3-D Secure 2 is built in, so the strong-customer-check step is handled for you. Sales, refunds and voids all sit in one terminal.
Merchant account
Every method your
buyers already use.
One integration. Cards, wallets, bank transfers and local options — switched on as your markets grow.
- Card schemes
- Digital wallets
- Bank transfers
- Open banking
- Direct debit
- Local methods
- Recurring billing
- Multi-currency
Four families, one
place to switch them on.
Coverage is not a long logo wall. It is the handful of ways your buyers actually pay, wired into one account. Here is how we group them.
Digital wallets
Wallet buttons sit beside the card form in the same checkout. Buyers pay without typing a long card number. Fewer typed fields usually means fewer dropped baskets.
Payment gatewayBank transfers and open banking
Some markets simply prefer to pay from the bank app. We can add account-to-account methods where they carry real volume. Settlement terms are agreed before you go live.
Current accountRecurring and direct debit
Subscriptions, instalments and retries share one schedule. Stored card credentials follow scheme rules. Failed payments are chased before the customer lapses.
E-money accountCurrencies, markets
and transaction types.
Pricing in the buyer's own currency lifts trust at checkout. So we settle in more than one. The list below is the shape of the coverage, not a limit — ask about a pair you need.
- Sale
- Money is taken at checkout and settled on your agreed cycle.
- Pre-authorisation
- Funds are held now. You capture them when the goods ship.
- Capture
- Takes a held amount, in full or in part.
- Refund
- Returns a settled payment to the same card or account.
- Void
- Cancels a payment on the same day, before it settles.
- Recurring
- Bills a saved credential on a schedule you set.
Adding a method takes
three steps, not three vendors.
The point of one partner is that nobody hands you back to a queue. Same team, same paperwork, same account manager.
-
01
We review the mix
Tell us what you sell and where. We look at your basket size, your markets and your current decline pattern. Then we name the methods worth adding first.
-
02
Underwriting and terms
Each method carries its own rules and pricing. We put the paperwork through once, not once per vendor. You see the terms before you sign.
-
03
Switch it on
New methods reach your checkout through the gateway you already use. No re-platforming. Your account manager confirms the first live payments with you.
Choosing the mix
for your checkout.
More methods is not always better. Each one adds a line to your reconciliation. We help you pick the few that earn their place.
Do I need a separate integration for each method?
No. One gateway integration carries the methods we enable for you. Adding a method later is a config change, not a rebuild.
Which methods should a new store start with?
Cards plus the one wallet your buyers already use. Add local methods once you can see where the traffic comes from. Guessing early costs conversion.
What if my sector is treated as high risk?
We underwrite merchants other providers turn away. The method list may be shorter at first. It widens as your processing history builds.
Can I take payments in more than one currency?
Yes. We support multi-currency pricing and settlement. Your account manager sets the pairs that match your markets.
Tell us how your
customers want to pay.
Send us the markets and the basket. We come back with the method mix we can approve, the terms and a date to go live.