A business account that
sits next to your takings.
Most merchants bank in one place and process in another. Then they spend the month matching one to the other. Our current account is held with the same partner that runs your acquiring. Money arrives where the business already works.
- PCI DSS Level 1
- 3-D Secure 2
- GDPR-compliant
- WCAG AA
What the account carries.
This is a working account, not a savings product. It is built for the money a trading business moves every week.
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Take in your settlement
Card takings land in the same account you run the company from. No hop through a third bank. The payout trail stays readable.
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Pay suppliers and staff
Send the outgoing payments a trading business makes. Stock, freight, ad spend, payroll. One place, one login.
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Give the team cards
Issue payment cards against the account and set the rules per card. Spend shows up where the rest of the money already is.
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Close the month faster
Statements line up with gateway reports. Your finance lead matches a payout to its batch without a spreadsheet.
Current account or e-money account?
Both hold your money. They suit different shapes of business. Here is how we point merchants at one or the other. Many hold both.
| What you need | Current account | E-money account |
|---|---|---|
| Day-to-day company money | Main use | Possible, not the point |
| Holding several currencies | Where the mix is simple | Main use |
| Receiving card settlement | Yes | Yes |
| Paying suppliers abroad often | Workable | Better fit |
| Cards for the team | Yes | Yes |
Not sure which one fits? Say how you trade and we will pick it with you. Read about the e-money account.
Opening it, step by step.
Four stages, and you always know which one you are in. We flag gaps early. That is what keeps an application from stalling.
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Tell us how you trade
What you sell, where you sell it and who you pay. Five minutes on a call is usually enough.
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Send the company file
Entity papers, owners and directors. We list what is missing early, so nothing sits waiting.
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Review and open
A real person reads the file. You get a plain answer on what the account supports.
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Run it with the rest
Your account manager keeps the banking, acquiring and gateway in one conversation.
Questions merchants ask first.
Four answers, written the way we would give them on the phone. Ask us anything that is not here.
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Do I need a merchant account as well?
Usually, yes. A current account holds and moves your money. A merchant account is what lets you take card payments. We open both, and they are managed by the same team.
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Can a brand new company apply?
Yes. New ventures are a core audience for us. If the entity does not exist yet, our incorporation team can set it up first.
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What if another provider already declined us?
Tell us why. We work with merchants that generic providers turn away. A complex vertical gets a real review, not an automatic no.
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Who do I speak to after it is open?
A named account manager. The same person handles the account, the processing and the next thing you need.
One partner for the account and the takings.
Send us the shape of your business. You get a straight answer from someone who can give one.